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What Your Accountant Doesn't Tell You (And Why It's Not Their Fault)

I emailed my accountant a simple question. His reply cost me £1,900. Not because he's bad - he answered from memory in two minutes between clients. Here's the gap between compliance and optimization.

4 December 2025 • 11 min read

I emailed my accountant last March with a simple question: "Should I take an extra £8,000 as dividends before the tax year ends, or wait until April?" His reply came back in three hours: "Either way is fine, it's the same tax rate." **He was wrong. It cost me £1,900.** ...

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